supplies needed: · pencil · scissors · red…
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Picking a credit option is a lot like going on a bike ride. Choose the right path and you’ll have lots of fun. Choose the wrong path and you could find yourself lost or at a dead end or broken down (gasp!).
Most traditional Buy Now, Pay Later (BNPL) options sound like a good path to choose at first, but other than fixed payments they don’t really offer you anything.
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Most BNPL options have fixed payments that stack higher and higher with every purchase.
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You’ll get the lowest monthly payments1 with a WebBank/Fingerhut Fetti Credit Account.2
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Most BNPL can’t help your credit history or credit score.3
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You can increase your FICO® Score significantly4 with a WebBank/Fingerhut Fetti Credit Account2…
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1 Based on purchases of $40 or more with a WebBank/Fingerhut Fetti Credit Account versus a typical 6-week, 4-payment BNPL option.
2 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
3 https://www.consumerfinance.gov/about-us/blog/should-you-buy-now-and-pay-later/
4 Based on the average FICO® Score increase of WebBank/Fingerhut Revolving Credit Account and WebBank/Fingerhut FreshStart Credit Account customers who opened their account and purchased between 9/2020 and 8/2021 and kept their account current for 6 months. Average increase is based on FICO 8 methodology.
FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.
Fingerhut Credit Accounts are issued by WebBank.