As you begin to work on improving your finances, you might think that you don’t have the knowledge or resources to get started. Luckily, in today’s digital age, there are plenty of blogs and videos to help you navigate and answer the questions you may have. Our blog and Fingerhut credit education site are great places to start.  

To help you know what areas you need to work on when it comes to your finances, it’s best to do a financial audit. Check your FICO^® Score, take a look at your current budget if you have one, make sure you have an emergency fund set up and make a list of all the bills you currently have. After you do your first financial audit, set up a schedule for you to update it regularly.  

A great way to help you start saving is to set up automatic deposits in a savings account, where a little bit of your income gets added to your savings. The amount doesn’t have to be a lot to start with, just whatever you can spare each week. This takes the stress off you in remembering to save, and after a few months, you’ll notice just how fast your savings will add up.

While you work on improving your financial future, it is best to keep your end goals top of mind. For some, that might be saving for a down payment. For others, it might be planning for retirement. But no matter what the goal is, it’s best to always be working towards that. Don’t let untrustworthy shortcuts distract you from getting to where you want to go.  

If you want to see changes happen with your finances, don’t wait until tomorrow. Get started today. You can begin your journey with any of the tips above, and to help keep you on track to meeting your goals, create a check–in schedule. Remember, simple changes can help make big impacts on your financial future. 

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