Picking a credit option is a lot like going on a bike ride. Choose the right path and you’ll have lots of fun. Choose the wrong path and you could find yourself lost or at a dead end or broken down (gasp!).
Most traditional Buy Now, Pay Later (BNPL) options sound like a good path to choose at first, but other than fixed payments they don’t really offer you anything.
Most BNPL options have fixed payments that stack higher and higher with every purchase.
You’ll get the lowest monthly payments1 with a WebBank/Fingerhut Fetti Credit Account.2
Most BNPL can’t help your credit history or credit score.3
You can increase your FICO® Score significantly4 with a WebBank/Fingerhut Fetti Credit Account2…
1 Based on purchases of $40 or more with a WebBank/Fingerhut Fetti Credit Account versus a typical 6-week, 4-payment BNPL option.
2 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
3 https://www.consumerfinance.gov/about-us/blog/should-you-buy-now-and-pay-later/
4 Based on the average FICO® Score increase of WebBank/Fingerhut Revolving Credit Account and WebBank/Fingerhut FreshStart Credit Account customers who opened their account and purchased between 9/2020 and 8/2021 and kept their account current for 6 months. Average increase is based on FICO 8 methodology.
FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.
Fingerhut Credit Accounts are issued by WebBank.
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