credit score basics
why is it important?
![](https://blog.fingerhut.com/wp-content/uploads/2020/06/why_is_it_important-1.jpg)
It’s used when you apply for credit cards, auto loans, mortgages and more.
It can help lenders, insurers, employers and landlords decide whether you can get a loan, insurance, a job offer, an apartment lease or a home mortgage.
A higher credit score can help determine if you can receive a lower interest rate and higher credit limit.
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